There are many Islamic banks in Indonesia that provide alternative business transactions and halal product in retail trade to the public based on Islamic law, but Islamic banks must obey not only the origins of Islamic law, such as the Holy Qur’an and the Sunnah but also Islamic principle in terms of the prohibition of uncertainty, interest and gambling when they run their business in retail trade. Retail trade in Islamic banks for an example. Over the last few years, Islamic trading transaction has become more popular in Indonesia.
The Development of Murabaha in Indonesian Islamic Banks Kedua, perihal bunga bank keberadaannya masih menjadi polemik dikalangan para ulama Islam. Data primer dalam penelitian ini merujuk pada karya-karya para ahli yang berbicara masalah bunga bank dan riba, seperti Sutan Remy Sjahdeini, Perbankan Syariah: Produk-Produk dan Aspek-Aspek Hukumnya, Abdal-Rahman Jazi, AI-Fiqh ala al-Madhahib al-Arba'ah, dan Abdullah Saeed, Islamic Banking And Interest: A Studi of Prohibition Riba and its Contemporary Interpretation. Setiap kegiatan transaksi perbankan yang di dalamnya terdapat unsur tersebut, maka dapat dikatakan sebagai riba, baik penambahan itu sedikit maupun banyak. Selama keuntungan dari hasil pinjaman dengan menggunakan transaksi perbankan tidak ada unsur tersebut, maka hal itu tidak dapat dikatakan dengan riba. Karena di dalamnya bunga bank tidak ada unsur penambahan keuntungan yang berlipat ganda atau melampaui batas. Dalam pandangan pragmatis riba berbeda dengan bunga bank.
Penelitian ini membahas tentang riba dan bunga bank dalam persfektif Islam. RIBA DAN BUNGA BANK DALAM PERSPEKTIF ISLAM Our findings highlight that Islamic banks should focus on providing more free riba products to attract more Muslim customers. At the same time, partially, the motivation to riba avoidance and product knowledge has a significant effect on the decision to become a customer of Islamic banks. Our study found that riba avoidance and product knowledge significantly affect the decision to become a customer of Islamic banks in Palu City. Questions were distributed manually to the Islamic banks' customers. Using the quantitative method, this study surveyed the effect of riba avoidance and product knowledge towards intention becoming Islamic bank costumers. Previous studies found that Muslim societies chose Islamic banks because they are interest-free.
The objective of this study is to find out the impact of riba avoidance motivation and product knowledge towards decision to be Islamic banks customers. Musyahidah, Siti and Ermawati, Ermawati and Nurdin, Nurdin (2021) The Effect of Riba Avoidance and Product Knowledge on the Decision to Become a Customer of Islamic Banks.
0 kommentar(er)
